How To File A Flood Claim Pt 3

Dated: 09/15/2017

Views: 27

When your claims adjuster shows up, he/she should show you their official identification (Driver’s License and Company ID or Flood Control Number (FCN card). The adjuster should also provide you with their contact information, such as their name, email, phone number, and the name of their adjusting firm, and their telephone number.

What you should expect from your adjuster:

  • An explanation of the NFIP Flood Claims Process.

  • An inspection of your property—during which he/she will scope your loss by taking measurements and photos.

  • An explanation of what an Advance Payment is and how or if you can get one.

  • Information about how you should present your loss to your insurance carrier and a discussion about your policy coverage.      

Other things to know, do and or discuss with your adjuster:

  • The insurance carrier, not the adjuster, has the authority to approve your claim.

  • Be sure to provide your current mailing address and phone number if you are displaced.

  • Ask if you are eligible for Increased Cost of Compliance.

  • The adjuster should never ask you for money or collect your deductible amount

  • The insurance carrier, not the adjuster, has the authority to approve your claim

At the end of your inspection, your adjuster should provide you with information about what you need to do and what will happen next. The adjuster should hand you a physical copy of this information, along with his/her contact information. Read more about What to do After Your Inspection.



Information is from https://www.fema.gov/nfip-file-your-claim

Blog author image

Jenny Rutherford

Meet Jenny Rutherford Jenny Rutherford Real Estate, LLC. Where did you grow up? I grew up on a farm at the base of the Blue Ridge Mountains in Virginia. I've lived in several states, including Virgi....

Want to Advertise on this Site?

Latest Blog Posts

NEW LISTING ON TYBEE Will Sell Quickly At 349k

JUST HIT THE MARKET! 128 Lewis Ave, Tybee Island, GA 31328Tidal Creek Marsh View 3BR/2BA 1152sqft  1 Story HomeThis Incredible Home is Turn-key, Completely Remodeled and Shows

Read More

HURRICANE SEASON IS OFFICIALLY JUNE 1 To NOVEMBER 30

HURRICANE SEASON: HURRICANE SEASON IS OFFICIALLY JUNE 1 – NOVEMBER 30Here are some helpful tips from the City of Tybee Island's New Resident Guide!! Wanted to share these here for my friends and

Read More

Property Tax Sticker Shock A Closer Look By Jason Combs

Great read and behind the scenes of what is happening at the Board of Assessor's office. Pay attention to your Property Record Cards and assessments!Property tax sticker shock: A closer look By

Read More

OPEN HOUSE 2534 Whitemarsh Way Savannah GA 31410

OPEN HOUSESUNDAY 6/3/18FROM 1:00 TO 4:00 PM2534 Whitemarsh WaySavannah GA 314103Br/2Ba 1426Sqft CondoFor Sale $179,000 Call Buyers Agent Linda&

Read More